![]() ![]() PermataBank provides various savings for your children, from Tabungan Bintang for kids, Tabungan Pelajar, and PermataME for teenagers and young adults. Your children will feel satisfied and happy once they manage to buy an item from their wishlist by using their own pocket money. #POCKET CASH MEANS HOW TO#Then, teach them how to count their money, so they can know when their savings have summed enough money to buy their favorite things. Teach them how to set aside money and put them in the piggy bank. For kids, saving money can be done with a piggy bank. However, it’s far better to teach them to save some of their pocket money for their wishlist. It’s not frowned upon to spoil your children by giving them things that they want. Teach Them to Save Money for Their Wishlist This also shouldn’t be an excuse to exploit your children. Keep in mind that this increase is more like a bonus, not a long term one. For example by asking them to clean their bedroom every day for a week in order to get a 10% increase in the allowance. You get to negotiate again with your children regarding this pocket money increase. Yes, it’s better if you stick to the agreed amount of pocket money, but this can be a chance for you to train your children’s productivity. Usually they have many excuses, perhaps they want to buy their favorite toy, a gift for a dear friend, or the school’s cafeteria price surge. Sometimes your children may ask for a pocket money increase. Provide Conditions for Pocket Money Increase ![]() By enforcing this pocket money rule, you have done your part in teaching them how to properly manage their finances. If they have run out of pocket money, it can be a sign that your children are prodigal. You need to be firm and don’t act out of pity. This means that you need to remind them about not asking for pocket money ahead of the time that you and your children have decided on. Just like an employee who receives a monthly salary on the exact same date, your children should also receive their pocket money as scheduled. ![]() ![]() If your children are more comfortable in receiving a weekly allowance, then do as they ask.ĭon’t Give Pocket Money Ahead of the Schedule Next, talk with them regarding when to give the pocket money. You can raise the pocket money 10%-15% from the amount that you have calculated. Make sure that you don’t set the pocket money far bigger than what you have calculated. In fact, this is the perfect opportunity to start teaching them about money management. It’s okay if your children are still quite young. Invite your children to negotiate and talk about the various expenses that they think they need. If you don’t provide them with a lunch box for school, then the required children’s pocket money needs to be large enough for them to purchase lunch at the school’s cafeteria.Īfter you decide the amount of your children’s pocket money, it’s time to discuss it with them. Truth be told, children’s pocket money is very flexible, and the amount depends on your parenting style. You should note this as you start determining the amount of your children’s monthly allowance. However, it’s common for schools to add more extra fees, such as class funds and book fees. Here are 5 tricks to manage children’s pocket money that you can try.Īt school, you as a parent have surely set aside money to pay for the school fees, both the tuition and other additional fees. Giving the allowance or pocket money can also be a method to teach money management to your children. Therefore, you need to start calculating the appropriate amount of money for your children. For school-age children, there will come a time when they start to ask their parents for pocket money. ![]()
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